Retirement Planning

Live your golden years with financial ease

What would be your ideal retirement lifestyle? Working hard all your life, retirement is the time to live your dreams; be it traveling around the world, spending quality time with your loved ones or doing the things that you love the most.

Without prudent planning, coupled with the effects of inflation; your savings may not be enough to secure your ideal retirement lifestyle.

How much retirement fund is required for your golden years? Please refer to ''Find Out More'' for details.

Income Replacement Planning

Ensure your family's financial stability by offering you lifetime protection

Nobody can predict what tomorrow brings. But instead of leaving your loved ones futures to chance, you can take proactive steps to ensure their financial security with Income Replacement Planning. In an uncertain world, it's a great way to show them you care, while ensuring your own peace of mind.

Our Life Planning Advisor will suggest you what kind of planning is suitable for your family. Please refer to ''Find Out More'' for details.

Child Education Planning

Plan for your child's future

School, college and professional courses are getting more expensive day by day. Education is the most important factor in building a child's future and at the same time it makes up a major portion of your expanses. It's important that you start saving today to ensure a brighter tomorrow for your child. This is why we're introducing Child Education Planning, a savings plan to build your child's education fund so that your child can pursue his or her ambitions.

Please don't hesitate to contact us. Refer to ''Find Out More'' for details.

Comprehensive Medical Care Planning

Comprehensive medical coverage for your healthcare needs

We want to stay healthy always. While we can't be certain that we will enjoy good health for life, we can take steps to be prepared for accidents and illnesses by ensuring that we have access to proper medical care.

By having a Comprehensive Medical Care Planning, you can cushion the effects of unexpected medical emergencies – hospitalization, surgical expensive, critical illnesses and much more, it will help to safeguard your health, while bringing you greater financial security too.

Please call our Life Planning Advisor or refer to ''Find Out More'' for details.

Investment Planning

Investments geared towards realizing your dreams

Marriage and family, personal pursuits, savings for a rainy day…. Whatever your goals may be, there is now a plan to help you realize your dreams with greater confidence.

Our Investment Planning is a planning that focuses on investing your money through higher allocation rates and Loyalty Incentive while taking care of all your needs and commitments. You can even attach additional riders to ensure continuity of your investments should your health ever let you down – without requiring further contribution on your part.

Please don't hesitate to contact us. Refer to ''Find Out More'' for details.

Mortgage Cancellation Planning

Providing your loved ones a home in times of needs

Secure a guaranteed home ownership for your family.

Purchasing a new home isn't just about renovations, decorations and furnishings. Your home provides shelter and security for you and your loved ones. But a home requires protection too. Mortgage Cancellation Planning ensures your family will always remain sheltered by taking care of the outstanding mortgage payments if you were to pass on.

Should you have any queries, please don't hesitate to contact us. Refer to ''Find Out More'' for details.

Other Services

• Mortgage / Commercial Loan Application
• Will Writing
• General Insurance, e.g.: Fire Insurance, Motor Insurance, etc.

Should you have any queries, please don't hesitate to contact us. Refer to ''Find Out More'' for details.

Business Succession Planning

Take the first step to ensure the continuity of your business with minimal disruptions

While the business premises, equipment and inventory contribute to a partnership's success, the most valuable asset is the partners who drive the business.

However, partnership is also a double-edged sword. Complications can arise when a partner passes away. The surviving partners have to decide whether to :

• Liquidate the business and divide it among the surviving partners and the estate of the deceased partner.
• Allow the deceased's heirs to take over that share and become business partners.
• Buy over the deceased partner's share from his/her family and continue the business.

Take the first step towards ensuring the continuity of your business with minimal disruptions.

''Find Out More'' for more details about the Business Succession Planning.

Key Person Planning

People are your key assets

The most important asset of any business is not its premises, equipment or stock. It is the key executives who drive the business profitably.

Key executives usually have direct impact on the general health of the business.

Have you considered the likely consequences of

• Losing a key executive through disability or death ?
• The key executive retiring or leaving the company ?

Make provision to cushion the possible financial impact of losing your key executive.

''Find Out More'' for more details about the Key Person Planning.

Other Services

• Selective Executive Retirement Planning
• Group Employee Benefits

Should you have any queries, please don't hesitate to contact us. Refer to ''Find Out More'' for details.

For more information, please do not hesitate to contact your servicing representative (if any).

Alternatively, let us call you back. Simply email us at customercare@irichconsultancy.com together with the below information:-

(1) Your interested topic/planning

(2) Full name

(3) Contact no (Mobile, Office)

(4) Name of your servicing representative and his/her contact no(if any)

We will get back to you as soon as possible.

Note :

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i Rich Consultancy is committed to protecting the privacy of your personal data.